Trusted Mortgage Broker for Your Home Loan Needs

It's had been a pleasure working with Vikas. He is hard working , approachable and readily available to answer all your queries.

Hey folks, Vikas was introduced to me by himself. 👍 . It was for a genuine guidance on what to look for when refinancing a loan. Parted away after couple... read more of message exchanges. But, the my current MB did not get what I was expecting , turned to Vikas for guidance. Good decision to get expert help. He guided me on the full process , listened to my requirements, skillfully handled the entire process of refinancing. Best part was the consistent flow of information to you. There is nothing called as “out of office hours”. Your preferred time is his working time. Skilled. Certified. Fast processing time. Meets your requirements for Refinancing.( this was written in 2021). 2023!- Given that I had good experience in 2021, continued the conversation with Vikas for buying my next property (by selling current one ). I know MB support the clients. But vikas supoort was more than I could ask for. Have had numerous discussions and probabilities with variables as suburb,lvr, required deposit, interest rates ( which didn’t help as it was rising like no other day). We should have done around 20-30 samples for getting a comfortable number for me. The slight nudge from Vikas helped to increase my overall deposit to get a better deal. Have referred Vikas for many people in last 2 years and all have been happy, benefiting from his experience and fast communication.

Prompt response and excellent communication. Thorough research when providing suggestions and options.

Vikas has been very professional and responsive in answering all my queries related to home loan of my first property. He is very knowledgeable and is an expert in... read more this field.

We needed refinance for our home loan and Vikas helped us get the best deal. He is highly professional, extremely patient and responsive. He kept us informed at every step... read more of the process and guided us through and through. At this time in the market where interest rates are much higher than what they were two tears ago, Vikas helped us find the right bank and the best interest rates in the market. He responded to our messages and calls as soon as possible and cleared all our doubts with utmost care and with all the details we needed. He explained everything in layman’s language for us to understand. Highly recommend his services for loans and brokerage.

Can’t believe that the loan was approved within 72 hours of submitting the documents. Portal to update docs in secure way. Very clear instructions on what is required so NO... read more back and forth for resubmitting, certifying etc. Excellent service, Highly recommended!

Very helpful and professional service with vast knowledge. We are highly satisfied and happy to recommend.

I recently had the pleasure of working with Vikas after a recommendation from my friend and I was impressed after the first call. He guided me through every step of... read more the process with a keen eye on my best interests. His dedication to putting the client first was evident in all the interaction, making the entire experience seamless. I highly recommend Vikas to anyone in need of any mortgage services.

I was referred to Vikas via one of my good friend who had used his services and was very impressed with the quality. I can only echo his experience. Right... read more from starting our journey till the disbursement, vikas was super helpful, patient and very flexible. His response to any of my queries was always super quick, accurate and detailed. He did not push us to go with any specific bank but rather gave us a bunch of options and explained the pros and cons of each. In the end, he got us the best we could get based on our situation. I have no hesitation to recommend him for anyone looking to use his services.

Very detailed , patient and probably the best mortgage broker to work with . He gives the best options available in the market.

Vikas: A Top-Notch Mortgage Broker! I had the pleasure of working with Vikas over the past couple of months, and I can confidently say that he is an exceptional mortgage broker.... read more His commitment to securing the best bank offer with the lowest possible interest rate truly impressed me. He is proactive and responsive. He knows the mortgage business inside out as he guided me through the complexities effortlessly. He understands that one size doesn’t fit all and recommended banks that perfectly aligned with my needs. I am grateful to him for working tirelessly to get me the best deals. I felt like a priority client throughout the process. My experience with Vikas has been incredibly satisfying. If you’re looking for an efficient mortgage broker, I wholeheartedly recommend Vikas to anyone seeking expert guidance in securing a home loan. Thank you, Vikas, for your outstanding service!

We had a great experience working with Vikas for our home loan. He was very helpful and always available to answer queries. Had a quick turnaround for approval and kept... read more us updated at each step. Highly recommend him for anyone looking for a mortgage broker.

#Precise assessment #Excellent communication #Transparent #Desired result #Outstanding service My wife and I recently used the service of Vikas at Fine Loans for refinancing our land loan and obtaining a construction... read more loan. One single word as feedback for the service provided: OUTSTANDING During our initial no obligation discussion Vikas listened to our professional and financial background and what we aim to achieve. Within a day or two he came back to us with the best three loan options that will fulfill our requirements: good valuation of land, cash out opportunity, good interest rate, approval of construction loan and quick processing. He explained to us the strategy that we need to adopt to ensure 100% chance of loan approval and mitigate the impact of upcoming rate hikes. He was thorough and transparent during the whole loan application process. We communicated through email/whatsapp and for every question we asked we got an immediate answer within a few minutes. Any slightest update on the application was shared with us. When there was no update he contacted and assured us that he will let us know immediately once there is an update on our application. While working previously with other mortgage brokers we found regular communication and discussion in simple terms of the loan calculation including the rationale to follow a specific strategy were lacking and was stressful for us, especially as we are first home owners. As assured by him the outcome of the application was successful and we got the desired result. Without the slightest hesitation I would recommend Vikas at Fine Loans to anyone  to receive the best service.

Highly recommended!! I thank Vikas for all his help and guidance throughout my first home purchase process. For a first home buyer like me he handheld me through out... read more the process whenever I needed answers. He is very patient always and never fails to call back however busy he was when he couldn't attend a call right away. He serves clients with honesty and one can gain how much ever knowledge they can from him and he is that patient to answer all the queries not just mortgage related but any step of the purchase process. JUST GO WITH HIM. Cheers!!

Vikas from Fine Loans was incredible to work with for my first home purchase and we got an early settlement done just before the Christmas holidays. He has a caring attitude... read more and is easy to work with. He even worked with my Conveyancer & Real Estate agent directly to make the entire process hassle free. His timely advise helped us get some cash back from the bank as well. Being a first home buyer, we had so many questions. Vikas answered all my questions with patience and explained the entire process in simple terms. I highly recommend his sevices. Trust Vikas and you won’t go wrong!

I recently had the pleasure of working with Vikas and I couldn't be more impressed. His professionalism was exemplary, guiding me through every step of the mortgage process (refinance) with... read more a keen eye on my best interests. Not only did he demonstrate an extensive knowledge of the industry, but also took the time to educate me, ensuring I fully understood each aspect of the process. His dedication to putting the client first was evident in every interaction, making the entire experience smooth and stress-free. I highly recommend Vikas to anyone in need of mortgage services.

Excellent professional service in a very helpful manner. We love to recommend to our family and friends honestly.

It has been a pleasure dealing with Vikas even though it was for a very short duration. We were looking for refinancing our home loan and reached out to him... read more for guidance around best interest rates available. He swiftly responded to our request without looking at his self interest. We are looking forward to future transactions with him.