/* ═══════════════════════════════════════════════════════════════════════
   Fine Loans Calculator — Clean SaaS UI
═══════════════════════════════════════════════════════════════════════ */
:root {
  --p:    #4B46A8;  --pd:  #3b3790;  --pl:  #f0effc;
  --g:    #16a34a;  --gl:  #f0fdf4;
  --er:   #dc2626;  --erl: #fef2f2;
  --tx:   #111827;  --tx2: #6b7280;  --tx3: #9ca3af;
  --bd:   #e5e7eb;  --bg:  #f9fafb;  --wh:  #ffffff;
  --ra:   8px;      --ra2: 6px;
  --sh:   0 1px 3px rgba(0,0,0,.08),0 1px 2px rgba(0,0,0,.04);
  --sh2:  0 4px 12px rgba(0,0,0,.08);
}
.flc-wrap { font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',system-ui,sans-serif;font-size:13px;color:var(--tx);max-width:900px;margin:0 auto;background:var(--bg);border-radius:12px;-webkit-font-smoothing:antialiased; }
.flc-body { padding:1.25rem 1.5rem 2rem; }

/* ── Selector ─────────────────────────────────────────────────────────── */
.flc-title { font-size:1.1rem;font-weight:700;color:var(--tx);margin:0 0 .2rem;letter-spacing:-.01em; }
.flc-sub { font-size:.8rem;color:var(--tx2);margin:0 0 1rem; }
.flc-cards { display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem;margin-top:.5rem; }
@media(max-width:780px){.flc-cards{grid-template-columns:1fr 1fr;}}
@media(max-width:420px){.flc-cards{grid-template-columns:1fr;}}
.flc-card { display:flex;flex-direction:column;align-items:flex-start;gap:.25rem;padding:.85rem 1rem;background:var(--wh);border:1.5px solid var(--bd);border-radius:var(--ra);cursor:pointer;text-align:left;font-family:inherit;transition:border-color .15s,box-shadow .15s;box-shadow:var(--sh); }
.flc-card:hover { border-color:var(--p);box-shadow:0 2px 8px rgba(75,70,168,.12); background:var(--wh); }
.flc-card-icon { font-size:1.1rem; }
.flc-card strong { font-size:.82rem;font-weight:700;color:var(--tx); }
.flc-card span { font-size:.73rem;color:var(--tx2);line-height:1.45; }
.flc-card-cta { font-size:.72rem;font-weight:600;color:var(--p);margin-top:.1rem; }

/* ── Switch bar ───────────────────────────────────────────────────────── */
.flc-switch-bar { display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--bd);padding-bottom:.75rem;margin-bottom:1rem;font-size:.8rem;font-weight:600;color:var(--tx2); }
.flc-switch-bar .flc-ghost-sm { background:var(--p);color:#fff;border:none;border-radius:var(--ra2);font-size:.72rem;padding:.32rem .8rem; }
.flc-switch-bar .flc-ghost-sm:hover { background:var(--pd); }
@media(max-width:520px){.flc-switch-bar span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:50vw;}}

/* ── Section head ─────────────────────────────────────────────────────── */
.flc-section-head { font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--tx3);margin:.9rem 0 .5rem; }

/* ── Top bar ──────────────────────────────────────────────────────────── */
.flc-top-bar { display:flex;align-items:flex-end;gap:1rem;flex-wrap:wrap;margin-bottom:.5rem; }
.flc-name-wrap { flex:1;min-width:160px; }
.flc-name-wrap label,.flc-cost-wrap label { display:block;font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--tx3);margin-bottom:.3rem; }
.flc-name-input,.flc-refi-cost-input { width:100%;border:1.5px solid var(--bd);border-radius:var(--ra2);padding:.42rem .65rem;font-size:.82rem;font-family:inherit;color:var(--tx);background:var(--wh);box-sizing:border-box;transition:border-color .15s; }
.flc-name-input:focus,.flc-refi-cost-input:focus { outline:none;border-color:var(--p);box-shadow:0 0 0 3px rgba(75,70,168,.08); }
.flc-name-input::placeholder { color:var(--tx3); }
.flc-cost-wrap { min-width:130px; }
.flc-cost-inner { position:relative; }
.flc-dollar { position:absolute;left:.65rem;top:50%;transform:translateY(-50%);font-size:.8rem;color:var(--tx3);pointer-events:none; }
.flc-refi-cost-input { padding-left:1.5rem; }

/* ── Split card ───────────────────────────────────────────────────────── */
.flc-split { background:var(--wh);border:1.5px solid var(--bd);border-radius:var(--ra);padding:.75rem .9rem .8rem;margin-bottom:.5rem;box-shadow:var(--sh); }
.flc-sh { display:flex;align-items:center;gap:.5rem;margin-bottom:.6rem; }
.flc-sn { font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--p);white-space:nowrap; }
.flc-sl { flex:1;border:none;border-bottom:1.5px solid var(--bd);padding:.2rem .3rem;font-size:.8rem;font-family:inherit;color:var(--tx);background:transparent;transition:border-color .15s; }
.flc-sl:focus { outline:none;border-color:var(--p); }
.flc-sl::placeholder { color:var(--tx3); }
.flc-rx { width:20px;height:20px;border:none;background:none;color:var(--tx3);cursor:pointer;font-size:.75rem;border-radius:4px;display:flex;align-items:center;justify-content:center;transition:background .15s,color .15s;padding:0; }
.flc-rx:hover { background:var(--erl);color:var(--er); }

/* ── Field grid ───────────────────────────────────────────────────────── */
.flc-grid5 { display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:.5rem .75rem; }
.flc-grid2 { display:grid;grid-template-columns:1fr 1fr;gap:.5rem .75rem; }
@media(max-width:640px){.flc-grid5{grid-template-columns:repeat(3,minmax(0,1fr));}}
@media(max-width:420px){.flc-grid5,.flc-grid2{grid-template-columns:1fr 1fr;}}

.flc-f { display:flex;flex-direction:column;gap:.22rem;position:relative; }
.flc-f label { font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--tx3); }
.flc-f input[type=number],.flc-f input[type=text],.flc-f select { border:1.5px solid var(--bd);border-radius:var(--ra2);padding:.38rem .6rem;font-size:.82rem;font-family:inherit;color:var(--tx);background:var(--wh);width:100%;box-sizing:border-box;transition:border-color .15s,box-shadow .15s;appearance:none;-webkit-appearance:none; }
.flc-f input[type=number] { -moz-appearance:textfield; }
.flc-f input[type=number]::-webkit-outer-spin-button,.flc-f input[type=number]::-webkit-inner-spin-button { -webkit-appearance:none; }
.flc-f input:focus,.flc-f select:focus { outline:none;border-color:var(--p);box-shadow:0 0 0 3px rgba(75,70,168,.08); }
.flc-f input::placeholder { color:var(--tx3); }
.flc-f select { background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%239ca3af' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .6rem center;padding-right:1.8rem; }
.flc-f.has-error input,.flc-f.has-error select { border-color:var(--er); }
.flc-field-err { font-size:.62rem;color:var(--er);display:none; }
.flc-f.has-error .flc-field-err { display:block; }

/* ── Badges ───────────────────────────────────────────────────────────── */
.flc-bv { display:inline-flex;align-items:center;font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;background:#ede9fe;color:#5b21b6;border-radius:4px;padding:.1rem .4rem; }
.flc-bf { display:inline-flex;align-items:center;font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;background:#dbeafe;color:#1d4ed8;border-radius:4px;padding:.1rem .4rem; }
.flc-bp { display:inline-flex;align-items:center;font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;background:#d1fae5;color:#065f46;border-radius:4px;padding:.1rem .4rem; }
.flc-bi { display:inline-flex;align-items:center;font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;background:#fef3c7;color:#92400e;border-radius:4px;padding:.1rem .4rem; }

/* ── Buttons ──────────────────────────────────────────────────────────── */
.flc-primary,.flc-share-btn,.flc-ghost-sm,.flc-add-btn { padding:.42rem 1rem;border-radius:var(--ra2);font-size:.78rem;font-weight:600;cursor:pointer;font-family:inherit;transition:all .15s;white-space:nowrap;border:none; }
.flc-primary { background:var(--p);color:#fff; }
.flc-primary:hover { background:var(--pd); }
.flc-primary:active { transform:scale(.97); }
.flc-share-btn { background:var(--wh);color:var(--p);border:1.5px solid var(--p); }
.flc-share-btn:hover { background:var(--pl); }
.flc-ghost-sm { background:var(--wh);color:var(--tx2);border:1.5px solid var(--bd);font-size:.75rem;padding:.38rem .85rem; }
.flc-ghost-sm:hover { border-color:var(--tx2);color:var(--tx); }
.flc-add-btn { background:var(--wh);color:var(--p);border:1.5px dashed var(--p);font-size:.75rem;padding:.38rem .85rem; }
.flc-add-btn:hover { background:var(--pl); }

/* ── Action row ───────────────────────────────────────────────────────── */
.flc-action-row { display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.5rem;margin-top:.75rem; }
.flc-action-btns { display:flex;align-items:center;gap:.4rem; }

/* ── Results panel ────────────────────────────────────────────────────── */
.flc-results { margin-top:1rem;background:var(--wh);border:1.5px solid var(--bd);border-radius:var(--ra);overflow:hidden;box-shadow:var(--sh); }
.flc-res-head { font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:rgba(255,255,255,.9);background:var(--p);padding:.5rem .9rem; }

.flc-rr { display:flex;align-items:center;justify-content:space-between;padding:.55rem .9rem;border-bottom:1px solid var(--bg);gap:.5rem; }
.flc-rr:last-child { border-bottom:none; }
.flc-rr:hover { background:#fafbff; }
.flc-rl { flex:1;min-width:0; }
.flc-rn { font-size:.82rem;font-weight:700;color:var(--tx); }
.flc-rm { font-size:.7rem;color:var(--tx2);display:flex;align-items:center;gap:.3rem;flex-wrap:wrap;margin-top:.12rem; }
.flc-b { display:inline-flex;align-items:center; }
.flc-rv { font-size:.92rem;font-weight:700;color:var(--p);white-space:nowrap; }
.flc-rv span { font-size:.65rem;font-weight:500;color:var(--tx2);margin-left:.1rem; }

.flc-totals { background:var(--bg);border-top:1.5px solid var(--bd);padding:.6rem .9rem;display:flex;gap:1.5rem;flex-wrap:wrap; }
.flc-tot { display:flex;align-items:center;gap:.5rem;font-size:.73rem;color:var(--tx2); }
.flc-tot strong { font-size:.88rem;font-weight:700;color:var(--tx); }

.flc-msg { font-size:.75rem;color:var(--er);background:var(--erl);border:1px solid #fecaca;border-radius:var(--ra2);padding:.45rem .75rem;margin-top:.5rem; }
.flc-disc { font-size:.65rem;color:var(--tx3);padding:.45rem .9rem;margin:0;line-height:1.5;border-top:1px solid var(--bg); }
.flc-pill { position:fixed;bottom:1.5rem;left:50%;transform:translateX(-50%);background:var(--tx);color:var(--wh);font-size:.73rem;font-weight:600;padding:.42rem 1.1rem;border-radius:99px;z-index:9999;box-shadow:var(--sh2);pointer-events:none; }

/* ── Copy button ──────────────────────────────────────────────────────── */
.flc-copy-row { display:flex;justify-content:flex-end;padding:.38rem .9rem;border-top:1px solid var(--bg); }
.flc-copy-btn { background:none;border:1.5px solid var(--bd);border-radius:var(--ra2);color:var(--tx3);font-size:.65rem;font-weight:600;cursor:pointer;padding:.26rem .65rem;font-family:inherit;transition:all .15s; }
.flc-copy-btn:hover { border-color:var(--p);color:var(--p);background:var(--pl); }
.flc-copy-btn.copied { border-color:var(--g);color:var(--g);background:var(--gl); }

/* ── Refinance ────────────────────────────────────────────────────────── */
.flc-two-col { display:grid;grid-template-columns:1fr auto 1fr;gap:.75rem;margin-bottom:.5rem;align-items:start; }
.flc-two-arrow { font-size:.9rem;color:var(--tx3);padding-top:1.5rem;align-self:center; }
.flc-side { border-radius:var(--ra);padding:.65rem .8rem; }
.flc-side-cur { background:var(--bg);border:1.5px solid var(--bd); }
.flc-side-new { background:#faf9ff;border:1.5px solid #c4c2f0; }
.flc-side-head { font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--tx3);margin-bottom:.55rem; }
.flc-side-new .flc-side-head { color:var(--p); }
.flc-side-fields { display:grid;gap:.5rem .65rem; }
.flc-side-cur .flc-side-fields { grid-template-columns:1.5fr 1fr 1fr 1fr; }
.flc-side-new .flc-side-fields { grid-template-columns:1fr 1fr 1fr; }
@media(max-width:580px){.flc-two-col{grid-template-columns:1fr;}.flc-two-arrow{display:none;}.flc-side-cur .flc-side-fields,.flc-side-new .flc-side-fields{grid-template-columns:1fr 1fr;}}
.flc-side .flc-f input[type=text],.flc-side .flc-f input[type=number],.flc-side .flc-f select { font-size:.78rem;padding:.34rem .55rem; }

.flc-rr-refi { display:block !important; }
.flc-rr-refi .flc-rl { margin-bottom:.25rem; }
.flc-rr-refi .flc-mo-pair { margin-bottom:.3rem; }
.flc-mo-pair { display:flex;align-items:baseline;gap:.3rem; }
.flc-mo-old { font-size:.73rem;color:var(--tx2);text-decoration:line-through; }
.flc-mo-arr { color:var(--tx3);font-size:.7rem; }
.flc-mo-new { font-size:.92rem;font-weight:700;color:var(--p); }
.flc-mo-new span { font-size:.65rem;font-weight:500;color:var(--tx2); }

.flc-saves { display:grid;grid-template-columns:repeat(3,1fr);gap:.35rem;margin-top:.2rem; }
.flc-sc { background:var(--bg);border-radius:var(--ra2);padding:.38rem .55rem; }
.flc-sk { font-size:.58rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--tx3);margin-bottom:.12rem; }
.flc-sv { font-size:.8rem;font-weight:700; }

.flc-refi-summary { border-top:1.5px solid var(--bd);background:var(--p);padding:.6rem .9rem; }
.flc-sum-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:.35rem; }
.flc-sc-hl { background:rgba(255,255,255,.15);border-radius:var(--ra2);padding:.38rem .55rem; }
.flc-refi-summary .flc-sk { color:rgba(255,255,255,.6); }
.flc-refi-summary .flc-sv { color:#fff; }
.flc-refi-summary .flc-sc { background:rgba(255,255,255,.1);border-radius:var(--ra2);padding:.38rem .55rem; }
.flc-be { font-size:.75rem;color:rgba(255,255,255,.85);padding:.38rem 0 .1rem; }
.flc-be strong { font-weight:700;color:#fff; }
.pos { color:#4ade80; }
.neg { color:#f87171; }

/* ── Frequency ────────────────────────────────────────────────────────── */
.flc-opt-tag { font-size:.6rem;font-weight:600;color:var(--tx3);background:var(--bg);border-radius:4px;padding:.05rem .3rem;margin-left:.2rem;text-transform:none;letter-spacing:0; }
.flc-grid3 { display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:.5rem .75rem;margin-bottom:.5rem; }
@media(max-width:620px){.flc-grid3{grid-template-columns:repeat(2,minmax(0,1fr));}}
.flc-freq-cards { display:flex;flex-direction:column;gap:0; }
.flc-freq-card { padding:.6rem .9rem;border-bottom:1px solid var(--bg); }
.flc-freq-card:last-child { border-bottom:none; }
.flc-freq-best { background:#f0fdf9; }
.flc-freq-card-top { display:flex;justify-content:space-between;align-items:flex-start;gap:.5rem;margin-bottom:.4rem; }
.flc-freq-name { font-size:.82rem;font-weight:700;color:var(--tx);display:flex;align-items:center;gap:.35rem; }
.flc-freq-tick { font-size:.55rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;background:var(--g);color:#fff;padding:.1rem .35rem;border-radius:4px; }
.flc-freq-sub { font-size:.65rem;color:var(--tx2);margin-top:.1rem; }
.flc-freq-pmt-wrap { text-align:right;flex-shrink:0; }
.flc-freq-pmt { font-size:.92rem;font-weight:700;color:var(--p); }
.flc-freq-per { font-size:.62rem;color:var(--tx2); }
.flc-freq-stats { display:grid;grid-template-columns:repeat(3,1fr);gap:.3rem; }
.flc-freq-stat { background:var(--bg);border-radius:var(--ra2);padding:.35rem .5rem; }
.flc-freq-stat-label { font-size:.55rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--tx3);margin-bottom:.08rem; }
.flc-freq-stat-val { font-size:.78rem;font-weight:700;color:var(--tx); }
.flc-freq-neutral { color:var(--tx3);font-weight:500; }
.flc-offset-note { background:var(--pl);border-top:1px solid var(--bd);padding:.5rem .9rem;font-size:.72rem;color:var(--p);font-weight:600;line-height:1.5; }

/* ── Extra repayments ─────────────────────────────────────────────────── */
.flc-ex-grid { display:grid;grid-template-columns:1fr 1fr;gap:0; }
.flc-ex-col { padding:.6rem .9rem; }
.flc-ex-col:first-child { border-right:1px solid var(--bg); }
.flc-ex-label { font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--tx3);margin-bottom:.5rem; }
.flc-ex-stat { margin-bottom:.4rem; }
.flc-ex-stat-label { font-size:.68rem;color:var(--tx2); }
.flc-ex-stat-val { font-size:.88rem;font-weight:700;color:var(--tx); }
.flc-ex-saved-box { background:var(--pl);border-top:1px solid var(--bd);padding:.5rem .9rem .4rem; }
.flc-ex-saved-head { font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--p);margin-bottom:.38rem; }
.flc-ex-saved-grid { display:grid;grid-template-columns:1fr 1fr 1fr;gap:.4rem; }
.flc-ex-saved-cell { display:flex;flex-direction:column;gap:.08rem; }
.flc-ex-saved-label { font-size:.55rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--tx3); }
.flc-ex-saved-val { font-size:.85rem;font-weight:700;color:var(--p); }

/* ── Funding calculator ───────────────────────────────────────────────── */
.flc-mode-tabs { display:grid;grid-template-columns:repeat(3,1fr);gap:.4rem;margin-bottom:.1rem; }
@media(max-width:520px){.flc-mode-tabs{grid-template-columns:1fr;}}
.flc-mode-tab { display:flex;flex-direction:column;align-items:flex-start;gap:.12rem;padding:.55rem .75rem;border:1.5px solid var(--bd);border-radius:var(--ra);background:var(--wh);cursor:pointer;text-align:left;font-family:inherit;transition:all .15s;box-shadow:var(--sh); }
.flc-mode-tab:hover { border-color:var(--p);background:var(--pl); }
.flc-mode-tab.active { border-color:var(--p);background:var(--p); }
.flc-mode-icon { font-size:1rem; }
.flc-mode-label { font-size:.78rem;font-weight:700;color:var(--tx); }
.flc-mode-tab.active .flc-mode-label,.flc-mode-tab.active .flc-mode-sub { color:#fff; }
.flc-mode-sub { font-size:.65rem;color:var(--tx2); }
.flc-sd-input-field[hidden] { display:none !important; }
.flc-sd-solved input { background:var(--pl)!important;color:var(--p)!important;border-color:#c4c2f0!important;font-style:italic; }
.flc-sd-solved-cell { background:var(--pl)!important;border:1.5px solid var(--p)!important; }
.flc-sd-solved-cell .flc-sd-label { color:var(--p); }
.flc-sd-solved-cell .flc-sd-val { color:var(--p);font-size:.95rem; }
.flc-sd-options-row { margin:.1rem 0 .55rem;display:flex;gap:1.5rem;flex-wrap:wrap; }
.flc-checkbox-row { display:flex;align-items:center;gap:.5rem;padding:.35rem 0; }
.flc-checkbox-row input[type=checkbox] { width:15px;height:15px;accent-color:var(--p);cursor:pointer;flex-shrink:0; }
.flc-checkbox-label { font-size:.78rem;color:var(--tx);cursor:pointer; }
.flc-lmi-cap-wrap label { display:block;font-size:.63rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--tx3);margin-bottom:.2rem; }
.flc-sd-grid { display:grid;grid-template-columns:repeat(3,1fr);gap:.4rem;padding:.6rem .9rem; }
@media(max-width:480px){.flc-sd-grid{grid-template-columns:1fr 1fr;}}
.flc-sd-cell { background:var(--bg);border-radius:var(--ra2);padding:.42rem .6rem; }
.flc-sd-cell.highlight { background:var(--pl);border:1px solid #d4d2f0; }
.flc-sd-label { font-size:.57rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--tx3);margin-bottom:.12rem;display:flex;align-items:center;gap:.3rem;flex-wrap:wrap; }
.flc-sd-val { font-size:.85rem;font-weight:700;color:var(--tx); }
.flc-sd-note { font-size:.7rem;color:var(--tx2);padding:.4rem .9rem .1rem;line-height:1.5; }
.flc-sd-totals { border-top:1.5px solid var(--bd);margin:.1rem 0 0; }
.flc-sd-total-row { display:flex;justify-content:space-between;align-items:center;padding:.5rem .9rem;border-bottom:1px solid var(--bg); }
.flc-sd-total-row:last-child { border-bottom:none; }
.flc-sd-total-label { font-size:.7rem;font-weight:700;color:var(--tx2);display:flex;flex-direction:column;gap:.08rem; }
.flc-sd-total-val { font-size:.9rem;font-weight:700;color:var(--tx);white-space:nowrap;margin-left:1rem; }
.flc-sd-total-sub { font-size:.62rem;font-weight:400;color:var(--tx3); }
.flc-sd-total-grand { background:var(--p); }
.flc-sd-total-grand .flc-sd-total-label { color:rgba(255,255,255,.75); }
.flc-sd-total-grand .flc-sd-total-sub { color:rgba(255,255,255,.55); }
.flc-sd-total-grand .flc-sd-total-val { font-size:1rem;color:#fff; }
.flc-sd-lvr { display:inline-flex;align-items:center;font-size:.6rem;font-weight:700;padding:.1rem .35rem;border-radius:4px; }
.flc-sd-lvr-ok { background:#dcfce7;color:#15803d; }
.flc-sd-lvr-warn { background:#fee2e2;color:#b91c1c; }
.flc-sd-override-tag { font-size:.57rem;font-weight:700;background:#fef3c7;color:#92400e;padding:.08rem .3rem;border-radius:3px; }
.flc-sd-est-tag { font-size:.57rem;color:var(--tx3); }
.flc-stamp-overrides { margin-top:.1rem; }
.flc-stamp-overrides .flc-f input { border-style:dashed; }
.flc-stamp-overrides .flc-f input:focus { border-style:solid; }

/* ── Scenario comparison ──────────────────────────────────────────────── */
.flc-cmp-header { display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.5rem;margin-bottom:.75rem; }
.flc-cmp-scenario { background:var(--wh);border:1.5px solid var(--bd);border-radius:var(--ra);padding:.55rem .75rem .65rem;margin-bottom:.5rem;box-shadow:var(--sh); }
.flc-cmp-cards { display:grid;grid-template-columns:repeat(auto-fit,minmax(175px,1fr));gap:.5rem;padding:.6rem .9rem; }
.flc-cmp-card { background:var(--bg);border:1.5px solid var(--bd);border-radius:var(--ra);padding:.55rem .65rem; }
.flc-cmp-best { background:#f0fdf9;border-color:#86efac; }
.flc-cmp-card-head { display:flex;align-items:center;gap:.4rem;margin-bottom:.2rem; }
.flc-cmp-card-dot { width:8px;height:8px;border-radius:50%;flex-shrink:0; }
.flc-cmp-name { font-size:.78rem;font-weight:700;color:var(--tx); }
.flc-cmp-meta { font-size:.65rem;color:var(--tx2);margin-bottom:.4rem;display:flex;align-items:center;gap:.3rem;flex-wrap:wrap; }
.flc-cmp-stat-grid { display:flex;flex-direction:column;gap:.28rem; }
.flc-cmp-stat { display:flex;flex-direction:column;gap:.06rem; }
.flc-cmp-stat-label { font-size:.57rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--tx3); }
.flc-cmp-stat-val { font-size:.82rem;font-weight:700;color:var(--tx);display:flex;align-items:center;gap:.25rem; }
.flc-cmp-best-tag { font-size:.55rem;font-weight:700;background:var(--g);color:#fff;padding:.08rem .3rem;border-radius:3px; }
.flc-cmp-vs { border-top:1px solid var(--bg);padding:.5rem .9rem; }
.flc-cmp-vs-head { font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--tx3);margin-bottom:.38rem; }
.flc-cmp-vs-row { display:flex;align-items:center;gap:.75rem;padding:.28rem 0;border-bottom:1px solid var(--bg);flex-wrap:wrap; }
.flc-cmp-vs-row:last-child { border-bottom:none; }
.flc-cmp-vs-name { font-size:.73rem;font-weight:700;color:var(--tx);flex:1;min-width:100px; }
.flc-cmp-vs-stat { display:flex;align-items:center;gap:.3rem;font-size:.75rem;font-weight:700; }
.flc-cmp-vs-label { font-size:.62rem;color:var(--tx2);font-weight:400; }

/* ── Repayment multi-scenario ─────────────────────────────────────────── */
.flc-rep-scenbar {
  display: flex;
  align-items: flex-end;
  gap: 0;
  margin-bottom: 0;
  border-bottom: 2px solid var(--bd);
  flex-wrap: wrap;
}
.flc-rep-tabs { display:flex;gap:0;flex-wrap:wrap;flex:1; }
.flc-rep-tab {
  display: flex;
  align-items: center;
  gap: .35rem;
  padding: .5rem .9rem;
  border: none;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  background: transparent;
  font-size: .78rem;
  font-weight: 600;
  color: var(--tx2);
  cursor: pointer;
  font-family: inherit;
  transition: color .15s, border-color .15s, background .15s;
  border-radius: var(--ra2) var(--ra2) 0 0;
}
.flc-rep-tab:hover { color:var(--p);background:var(--pl); }
.flc-rep-tab.active {
  color: var(--p);
  border-bottom-color: var(--p);
  background: var(--wh);
  font-weight: 700;
}
.flc-rep-tab-x {
  font-size: .62rem;
  color: var(--tx3);
  line-height: 1;
  width: 14px;
  height: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: background .15s, color .15s;
}
.flc-rep-tab-x:hover { background:var(--erl);color:var(--er); }
/* Add scenario button sits at end of tab bar */
#flc-rep-addscen {
  border: none;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  border-radius: var(--ra2) var(--ra2) 0 0;
  background: transparent;
  color: var(--tx3);
  font-size: .75rem;
  padding: .5rem .75rem;
  border-left: 1px solid var(--bd);
}
#flc-rep-addscen:hover { color:var(--p);background:var(--pl); }
/* Scenario panel sits below the tab bar */
.flc-rep-scen {
  display: none;
  background: var(--wh);
  border: 1.5px solid var(--bd);
  border-top: none;
  border-radius: 0 0 var(--ra) var(--ra);
  padding: .85rem .9rem .75rem;
  margin-bottom: .75rem;
}
.flc-rep-scen.flc-rep-scen-active { display:block; }
.flc-rep-scen-name-row { margin-bottom:.6rem; }
.flc-rep-scen-result-multi { border:1.5px solid var(--bd);border-radius:var(--ra);overflow:hidden;margin-bottom:.5rem; }
.flc-rep-scen-result-head { display:flex;align-items:center;gap:.5rem;background:var(--bg);padding:.35rem .75rem;font-size:.73rem;font-weight:700;color:var(--tx);border-bottom:1px solid var(--bd); }
.flc-rep-scen-dot { width:8px;height:8px;border-radius:50%;flex-shrink:0; }
.flc-rep-scen-divider { height:.5rem; }
.flc-best-tag { font-size:.55rem;font-weight:700;background:var(--g);color:#fff;padding:.08rem .3rem;border-radius:3px;margin-left:.3rem;vertical-align:middle; }

/* ── Mobile ───────────────────────────────────────────────────────────── */
@media(max-width:520px){
  .flc-body{padding:.75rem .85rem 1.5rem;}
  .flc-rr{flex-direction:column;align-items:flex-start;}
  .flc-rv{margin-top:.1rem;}
  .flc-saves{grid-template-columns:repeat(3,1fr)!important;}
  .flc-sk{font-size:.52rem;}
  .flc-sum-grid{grid-template-columns:repeat(3,1fr)!important;}
  .flc-action-row{flex-wrap:wrap;}
  .flc-top-bar{flex-direction:column;align-items:stretch;}
  .flc-cost-wrap{min-width:unset;}
  .flc-grid5{grid-template-columns:1fr 1fr!important;}
  .flc-ex-grid{grid-template-columns:1fr;}
  .flc-ex-col:first-child{border-right:none;border-bottom:1px solid var(--bg);}
}

/* Splits inside scenario panel — no double card look */
.flc-rep-scen .flc-split {
  box-shadow: none;
  border-color: var(--bg);
  background: var(--bg);
}
.flc-rep-scen .flc-split:last-child { margin-bottom: 0; }

/* ── Repayment frequency toggle ──────────────────────────────────────── */
.flc-res-head-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: var(--p);
  padding: .35rem .5rem .35rem .9rem;
  gap: .5rem;
}
.flc-res-head-row .flc-res-head {
  background: transparent;
  padding: 0;
  flex: 1;
}
.flc-rep-freq-toggle {
  display: flex;
  align-items: center;
  background: rgba(255,255,255,.15);
  border-radius: var(--ra2);
  padding: 2px;
  gap: 2px;
  flex-shrink: 0;
}
.flc-freq-btn {
  padding: .22rem .6rem;
  border: none;
  border-radius: 4px;
  background: transparent;
  font-size: .68rem;
  font-weight: 600;
  color: rgba(255,255,255,.7);
  cursor: pointer;
  font-family: inherit;
  transition: all .15s;
  white-space: nowrap;
}
.flc-freq-btn:hover { color: #fff; }
.flc-freq-btn.active {
  background: rgba(255,255,255,.25);
  color: #fff;
}